Creatly vs Gumroad: still giving away 10% plus 50 cents of every sale?
4 November 2026 · 7 min read
You wrote the ebook. You recorded the course. You found the buyer yourself.
So why does a ₹1,000 sale leave ₹100 and 50 cents behind with the platform, before card processing even starts?
That’s Gumroad’s fee on every sale through your own link: 10% plus 50 cents. It looks small on one order. Add up a month, and it isn’t.
So let’s put Creatly and Gumroad side by side. Fees, payouts and the features that actually make you money.
Every Gumroad number here is from Gumroad’s own website, checked on 4 November 2026. Sources are at the end.
Creatly vs Gumroad in 20 seconds
- Gumroad has no monthly plan. It keeps 10% plus 50 cents of every sale through your own link, with card processing charged on top.
- Creatly lets you sell on the free plan at 6%. Pro is ₹499 a month and the fee drops to 2%. Pro+ is ₹999 a month and the fee drops to 0%.*
Same work from you. More of it left in your account.
*On Pro+, 0% applies to your first ₹1,00,000 of sales every calendar month. After that it’s 0.5%.
Gumroad fees vs Creatly fees on every sale
Take one sale, bought by your own follower through your own link.
If you pay ₹0 a month. On a ₹1,000 ebook, Gumroad keeps ₹100 and 50 cents. Creatly Free keeps ₹60. That difference repeats on every single order.
And the 50 cents hurts most where creators sell the most: small, affordable products. The cheaper the ebook, the bigger the slice that 50 cents takes.
These are each platform’s own fees. Payment processing charges and taxes are separate on both. Gumroad lists card processing at 2.9% plus 30 cents on top of its fee.
What a monthly plan does to your fee
On Creatly, a plan is how the fee comes down. Pro at ₹499 a month takes 2% of every sale from the very first one. Pro+ at ₹999 a month takes 0%.*
Gumroad has no plan to buy. Its fee only drops to 5% plus 50 cents on direct sales after you pass $20,000 of sales in a calendar month, and it starts again at 10% plus 50 cents on the 1st.
Getting paid: Gumroad payouts vs Creatly payouts
A sale isn’t really yours until the money is in your bank.
On Creatly, every sale settles to your bank account in T+2 days, on its own. There’s no button to press and nothing to withdraw.
On Gumroad, your balance has to reach $100 before any payout. On its weekly schedule each sale waits at least 7 days, and bank accounts in India are paid on Tuesdays.
Selling ebooks, courses and 1:1 calls
Ebooks, PDFs, templates, courses and calls are all on Creatly’s free plan, at 6% only when a sale happens. A course gets modules, lessons and progress tracking, with a live phone preview beside you while you build it.
Calls are bookable from the day you open your store. Buyers pick a slot from your calendar and pay in the same step. Gumroad’s own help centre says scheduled calls open only once your account is 30 days old.
Instagram AutoDM: from comment to checkout
Most of your buyers already follow you on Instagram. That’s where the sale starts.
With Creatly’s Instagram AutoDM, a comment, a story reply, a DM keyword or a story tag sends your product straight to that person, with a checkout behind it. All four work on the free plan. Gumroad doesn’t list an Instagram AutoDM on its pricing or features pages.
Checkout and delivery: cards, UPI, EMI and WhatsApp
On Creatly your buyer pays by UPI, card or EMI, and the product goes out on its own. Email delivery is on every plan. With Pro, the order lands on WhatsApp too, with automated follow ups after it.
Every buyer also gets an account, so they can log in and download again whenever they want. No more “please resend the link” messages at midnight. Gumroad doesn’t list WhatsApp delivery for orders on its pricing or features pages.
Paid Telegram and Discord communities
With Creatly Pro you can sell a membership that opens a Telegram or Discord community. Members join the moment they pay and are removed automatically when the plan lapses. You set monthly, quarterly or yearly prices, and they pick one at checkout.
Gumroad connects Discord and Circle. If your community lives on Telegram, Creatly runs it for you.
And a membership pays you every month, so the cut is taken every month too: 2% on Pro and 0% on Pro+* with Creatly, against 10% plus 50 cents on every payment with Gumroad.
Creatly vs Gumroad: feature comparison table
And the same rows as text, in case you want to copy them.
| What you get | Creatly | Gumroad |
|---|---|---|
| Sell | ||
| Ebooks, PDFs and downloads | Free plan, 6% fee | Yes, 10% + 50¢ fee |
| Online courses | Free plan, 6% fee | Yes, 10% + 50¢ fee |
| 1:1 calls with booking | Free plan, from day one | Once your account is 30 days old |
| Paid Telegram and Discord groups | Both, with Pro | Discord and Circle |
| Grow | ||
| Instagram AutoDM | Free plan, 4 triggers | Not listed |
| Orders sent on WhatsApp | With Pro | Not listed |
| Charges | ||
| Fee with no monthly plan | 6% | 10% + 50¢, card processing on top |
| A plan that lowers your fee | 2% on Pro, 0%* on Pro+ | No plan; 5% + 50¢ past $20,000 a month |
*T&C apply. “Not listed” means not on Gumroad’s pricing or features pages on 4 November 2026.
Creatly or Gumroad: which should you choose?
If you want to keep more of what you earn, the numbers have already answered it.
- Start free. Sell ebooks, courses and calls from day one at 6%, against Gumroad’s 10% plus 50 cents.
- Grow on Pro. At ₹499 a month your fee is 2%, from your first sale.
- Go to 0% on Pro+. At ₹999 a month the platform fee is 0% on your first ₹1,00,000 of sales, every month.
- Run it all from one place. AutoDM, courses, bookings, memberships, WhatsApp delivery and a store that looks like yours.
Open your store at creatly.me. It’s free to start.
New to Creatly? Use code CREATLY and Pro is ₹199 a month for your first 3 months. *T&C apply.
Frequently asked questions
Which takes less from each sale, Creatly or Gumroad?
Creatly. With no monthly plan, Creatly Free takes 6% of a sale, and Gumroad takes 10% plus 50 cents on every sale through your own link. Creatly Pro at ₹499 a month takes 2%, and Pro+ at ₹999 a month takes 0% on your first ₹1,00,000 of sales each calendar month, then 0.5%. Payment processing charges are separate on both.
Does Gumroad have a plan that lowers its fee?
Gumroad has no monthly plan to buy. Its fee drops to 5% plus 50 cents only on direct sales made after your paid sales pass $20,000 in a calendar month. On Creatly, Pro brings the fee to 2% from your first sale, and Pro+ brings it to 0% on your first ₹1,00,000 of sales each month.
Can I sell 1:1 calls from day one?
On Creatly, yes. Calls with booking are on the free plan from the day you open your store. Gumroad's help centre says scheduled calls open once your account is 30 days old.
Does Creatly have Instagram AutoDM on the free plan?
Yes. Post comments, story replies, DM keywords and story tags can all start an automation on the free plan, and the DM opens a product with a checkout behind it. Pro adds unlimited automations, follow to unlock, timed follow ups and a view of what each automation earned.
Can I run a paid Telegram or Discord community on Creatly?
Yes, with Creatly Pro. Members get access the moment they pay and are removed automatically when the membership lapses, on Telegram and on Discord. You can offer monthly, quarterly or yearly billing, at 2% on Pro and 0% on Pro+ for your first ₹1,00,000 of sales each calendar month.
Where do the Gumroad numbers in this comparison come from?
From Gumroad's own website, read on 4 November 2026: its pricing page and its help centre articles on fees, getting paid, selling services and integrations. Creatly's come from its pricing page. Both are each platform's own fee: payment processing charges and taxes are separate. Prices change, so check each page before you decide.
Sources
Every Gumroad number comes from Gumroad’s own website, read on 4 November 2026.
- Gumroad pricing: gumroad.com/pricing
- Gumroad's fees: gumroad.com/help/article/66-gumroads-fees
- Getting paid by Gumroad: gumroad.com/help/article/13-getting-paid
- Selling calls and services on Gumroad: gumroad.com/help/article/70-can-i-sell-services
- Gumroad's Circle and Discord integrations: gumroad.com/help/article/295-external-integration
- Gumroad features: gumroad.com/features
- Creatly: pricing and Instagram AutoDM
Prices and plans change. Check each company’s page before you decide.
See the full pricing breakdown →
Next: set up your store and start selling, step by step →
How to sell digital products from one link →