Salary to Wealth Money Tracker: Budget, SIP & Tax Spreadsheet (Excel + Google Sheets)

Run your whole money system from one spreadsheet. The Salary to Wealth Money Tracker turns the ebook's plan into 9 ready-made sheets that calculate everything for you — just type your numbers into the yellow cells.

What's inside

• Dashboard — income, savings rate, emergency fund progress, total debt, debt-free date, net worth and your better tax regime at a glance

• Monthly Budget — 50/30/20 Needs, Wants and Future with planned vs actual and a chart

• Expense Log — dropdown categories that fill the budget automatically

• Emergency Fund — your target, progress bar and months to finish

• Debt Payoff — avalanche and snowball order, months to clear and your debt-free date

• SIP & Goals — SIP growth with yearly step-up, plus the monthly SIP each goal needs

• Net Worth — assets minus debts with a monthly history chart

• Tax Regime — new vs old regime for FY 2026-27 with your own salary and deductions

• 30-Day Plan — the ebook's checklist with a progress bar

Works in Microsoft Excel and Google Sheets. Indian rupee formatting (₹15,00,000). Pre-filled with a sample ₹40,000 salary so you can see how it works.

Tip: the Salary to Wealth Bundle (English + Tamil ebooks) includes this tracker free.

Educational tool only — not investment, tax or legal advice. Figures are estimates based on the assumptions shown.