
Salary to Wealth: Personal Finance Ebook for Salaried Indians (FY 2026-27)
Salary credited on the 1st, gone by the 20th? Salary to Wealth is a simple, step-by-step money playbook for young salaried Indians — written in plain English, updated for FY 2026-27, and built to be read on your phone.
In 10 short chapters you'll set up a salary-day system that saves and invests automatically, build an emergency fund, get the right health and term insurance (now GST-free), clear expensive debt, reach a 750+ credit score, choose between the new and old tax regime with real examples, and start investing through SIPs, index funds, PPF, EPF and NPS — without stock tips or jargon.
What's inside
01 Why your salary disappears (30-minute money leak audit)
02 The salary-day system (50/30/20 + 3-account setup)
03 Your emergency fund
04 Insurance before investing
05 Kill bad debt & fix your credit score
06 Tax made simple — new vs old regime, FY 2026-27
07 Investing 101 — SIPs, index funds, PPF, EPF, NPS
08 Goals — home, car, wedding, financial freedom
09 Scam-proof your money
10 The 30-day Salary to Wealth plan + fill-in worksheets
Instant PDF download · 32 pages · Also available in Tamil.
Educational content only — not investment, tax or legal advice. Return figures are illustrations, not guarantees.
What you'll get
- 32-page ebook, updated for FY 2026-27
- Salary-day automation: the 3-account system
- New vs old tax regime, with real salary examples
- SIPs, index funds, PPF, EPF & NPS made simple
- Emergency fund, insurance & 750+ credit score
- 6 common money scams and how to stay safe
- 30-day action plan + fill-in worksheets
- Instant PDF — read on any phone
About the creator
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