Salary to Wealth: Personal Finance Ebook for Salaried Indians (FY 2026-27)
Salary credited on the 1st, gone by the 20th? Salary to Wealth is a simple, step-by-step money playbook for young salaried Indians — written in plain English, updated for FY 2026-27, and built to be read on your phone. In 10 short chapters you'll set up a salary-day system that saves and invests automatically, build an emergency fund, get the right health and term insurance (now GST-free), clear expensive debt, reach a 750+ credit score, choose between the new and old tax regime with real examples, and start investing through SIPs, index funds, PPF, EPF and NPS — without stock tips or jargon. What's inside 01 Why your salary disappears (30-minute money leak audit) 02 The salary-day system (50/30/20 + 3-account setup) 03 Your emergency fund 04 Insurance before investing 05 Kill bad debt & fix your credit score 06 Tax made simple — new vs old regime, FY 2026-27 07 Investing 101 — SIPs, index funds, PPF, EPF, NPS 08 Goals — home, car, wedding, financial freedom 09 Scam-proof your money 10 The 30-day Salary to Wealth plan + fill-in worksheets Instant PDF download · 32 pages · Also available in Tamil. Educational content only — not investment, tax or legal advice. Return figures are illustrations, not guarantees.
