Open Kotak 811 Classic Savings Account in just 3 mins 🚀

Key Features & Benefits:

• 0️⃣ Open with a one-time ₹2,000 deposit

• 💳 Get a FREE Visa Platinum Debit Card

• 💰 Get 5% cashback up every month on your Debit Card spends*

• 💸 Get up to ₹6,000 cashback on Debit Card spends 🎉

(Eligibility Criteria):

1. Individuals of age 18+ years

2. Resident Indian only

3. Limited pin codes (check valid pin codes in app)

4. New customers only

5. Customers with Valid Aadhaar & PAN cards. Details should match in Aadhar and PAN, otherwise not eligible for Digital account opening.

• Account Type: Kotak 811 Classic Savings Account.

• Turnaround Time: Instant digital opening in approximately 3 minutes.

• Initial Funding: Requires an upfront, one-time initial deposit of ₹2,000 to open the account.

Card & Cashback Benefits

• Debit Card: Comes with a complimentary Visa Platinum Debit Card at no extra issuance charge.

• Monthly Rewards: Earn 5% cashback

• Annual Reward Potential: Total potential cashback savings reach up to ₹6,000 across the year (₹500/month over 12 months).

• Age: Must be 18 years of age or older.

• Nationality / Residency: Restricted strictly to Resident Indian citizens.

• Serviceability: Available only in selected PIN codes; eligibility must be verified directly within the application.

• Customer Status: Exclusive to new-to-bank customers (individuals without an existing Kotak account).

• Documentation & KYC:

  • Must hold a valid Aadhaar card and PAN card.

  • Personal details (such as name and date of birth) must match across both documents, as discrepancies will cause digital onboarding to fail.